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Pag-IBIG MP2 pre-termination allowed anytime

Alam mo bang puwedeng ipreterminate ang Pag-IBIG MP2 anytime?

Yes, ito ay allowed. May penalty nga lang.

Ang penalty ay katumbas ng 50% ng dividend na kinita. Sa iyo pa rin ang remaining 50%. Hindi ka pa rin lugi. At least may kauntig kita at intact ang capital na pera.

May early withdrawal allowed na walang penalty for the following reasons:

  • Total disability or insanity
  • Separation from service by reason of health
  • Death of member or immediate family member
  • Permanent departure from the country
  • Distressed member due to unemployment limited to layoff and/or closure of company
  • Critical illness of member or immediate family member
  • Repatriation of an Overseas Filipino Worker (OFW) member from host country

 

Advice ko as your financial guro, agahan ang pagfile ng withdrawal dahil Fifteen (15) days ang processing.

Mas maganda rin kung hahati-hatiin sa iba’t-ibang MP2 accounts ang iyong savings para di kinakailangang ipreterminate lahat kung kakailanganin.

 

Ako si Sir Vince nagsasabing ang pagyaman, napag-aaralan at napagtutulungan.

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