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Investment na para kang sumusuweldo: Pros and cons of rental property investing

Gusto mo ba ng investment na para kang sumusuweldo kada buwan?

Advantages

Rental properties ang isa sa mga gusto kong source ng passive income. May regular kasing income na dumarating kada buwan – parang sumusuweldo with minimum effort.

Kasabay nito, mayroon ding opportunity for property value appreciation. Kung tutuusin ay madalas mas mabilis ang pagtaas kaysa inflation hedge. This makes it a good inflation hedge.

Mas mababa rin ang tax involving rental income compared to individual income tax.

Disadvantages

Pero siyempre may mga disadvantages din ito. Ang pinakaobvious sa mga ito ay ang malaking kapital na kakailanganin sa pagbili ng lupa at pagpapatayo ng building.

Hindi madaling gawing pera at mahirap ding hati-hatiin ang real estate properties sakaling kailanganin ito agad-agad. Kaya prone itong mabenta nang mura kung rush ang sale.

Mahalaga ang lokasyon ng real estate property kung gagamitin ito as rental property. Kinakailangang may kaalaman sa construction kasi ito ay madalas mag-over budget.

Siyempre may panganib ding hindi magaling magbayad ang mga uupa. Siyempre kailangan din ng regular repair and maintenance na maaring kumain sa kinikita sa upa.

Diversify your investments

Bilang financial guro, magandang idagdag ang real estate as part of your investment portfolio in my opinion. Kung hindi kayang direct mag-invest dito, you can participate through joint ventures and Real Estate Investment Trusts o REIT.

Balak mo bang pumasok sa real estate investing through rental properties? Tell us in the comment section.

Ako si Sir Vince, nagsasabing, ang pagyaman, napag-aaralan at napagtutulungan.

 

Gusto mo bang mapag-aralan pa ang tungkol sa estate planning? Sumali sa Retirement and Estate Planning Webinar sa December 8 and 15, 2023

Details at http://vincerapisura.com/webinars. Mag-register na sa https://bit.ly/rpwebinar-register

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Different kinds of investments

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How are articles on retirement

  1. 10 Commandments of retirement
  2. Mga kinakatakutan ng retirees at paano ito paghahandaan
  3. Magkano ang matatanggap mong SSS pension upon retirement
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