was successfully added to your cart.

Cart

Guide on why you should avoid VUL at all costs

Kung ikaw ay isa sa mga pinipilit bentahan ng VUL at tempted ka na kumuha nito, narito ang mga resources na dapat mong basahin, pakinggan o panoorin para malaman mong hindi makakabuti sa financial status mo ang VUL.

Nagsimula akong mag-blog noong 2016 at noon pa man ay consistent na akong pumupuna sa VUL. Ang dami ko na ngang bashers na insurance agents. Pero, I don’t blame them because the insurance companies’ corporate greed trained them to market their products that way.

Systemic ang issue. Ingrained ang social injustice sa corporate sector on how insurance is managed. Tandaan na lang na I don’t earn a single commission from anyone in pushing for this. I am a disinterested party.

Kakapiranggot na ad revenue mula sa Youtube, Google at Facebook lang ako kumikita in advancing this advocacy. Just enough to keep my social media team. Buti na lang maraming mga volunteers na tumutulong sa akin sa iba’t-ibang panig ng mundo.

Hello sa mga volunteer conVINCErs natin from Milan, Rome, Barcelona, Madrid, Dubai, Abu Dhabi, Singapore, Tokyo, Doha and of course, dito sa Pilipinas. Maraming salamat sa inyong serbisyo at patuloy na pagsuporta. Kayo ang isa sa mga dahilan kung bakit kaya kong tanggihan ang milyon-milyong projects and sponsorship deals mula sa mga insurance companies, commercial banks and real estate companies.

I am able to keep my integrity and independence because of your volunteerism. Kung kayo po interesado to join me in this advocacy, comment conVINCEr below and we will get in touch with you.

Here’s the list and links to all articles, slides and videos I made regarding VUL. I hope this will enlighten you.

Variable Universal Life (VUL) Insurance

  1. VUL insurance, Usapang Pera S02E15
  2. Usapang Pera 082: Investment and insurance products
  3. Bakit mahal ang VUL o investment-linked insurance?
  4. Insurance premium budget checker
  5. Why Not VUL?
  6. Pagkakaiba ng savings sa VUL
  7. Mga terms and conditions na kailangang hanapin kung bibili ng VUL

Buy Term Invest the Difference (BTID)

  1. Usapang Pera S03E12: Buy term invest the difference
  2. Epektibong paggawa ng BTID upang masulit ang pinaghirapang pera sa insurance at investment

BTID versus VUL

  1. Bakit mas maganda ang BTID kaysa VUL?
  2. Paanong mas maliit ang fund value sa VUL kaysa sa BTID?
  3. BTID versus VUL comparison slides

VUL FAQs

  1. How to terminate VUL?
  2. Anong gagawin ko kung may VUL na ako? Paano ko ito ititigil?
  3. Dapat bang ituloy ang pagbabayad sa VUL kung naka 4-5 years ka nang nagbabayad?
  4. Gusto kong paghandaan ang future ng anak ko, tama bang investment-linked insurance ang kinuha ko?
  5. Ok ba talaga ang VUL kasi protected ka nito beyond 65 years old compared to term?
  6. Ok ba talaga ang VUL para sa estate taxes?
  7. Bakit mali na kumuha ng VUL para sa pag-aaral ng anak
  8. Anong gagawin mo kung ayaw ipatigil ng agent ang VUL mo

USEFUL RESOURCES

Sources of information and practical tips on money management

Different kinds of investments

Preparing for retirement

How are articles on retirement

  1. 10 Commandments of retirement
  2. Mga kinakatakutan ng retirees at paano ito paghahandaan
  3. Magkano ang matatanggap mong SSS pension upon retirement
vincerapisura.com


Watch videos on money management

Watch Usapang Pera episodes

Subscribe to Usapang Pera Youtube channel

vincerapisura.com


Get in touch with Sir Vince

Message Sir Vince through FB messenger

Send an email to Sir Vince

Like Vince Rapisura page

vincerapisura.com


Join online groups of Sir Vince

Join Usapang Pera Group

Join Sir Vince blog newsletter

vincerapisura.com


vincerapisura.com


Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.

%d bloggers like this: