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Credit card terms and conditions you should know

By July 28, 2018 Loans

Ito ang mga dapat mong usisaiin kapag may balak kang magka-credt card o kaya naman ay may credit card ka na pero hindi mo alam ang lahat ng patakaran nito. Ang pangunahing gamit ng credit card ay ease of payment.

Pinapadali ng credit card ang pagbabayad kaya convenience and security ang main value proposition nito. Kung ang intention mo sa pagkuha ng credit card ay para makuha mo ang mga bagay na dapat pinag-iipunan mo, think again.

Hindi dapat ginagamit ang credit card sa pagkuha ng loan o utang para tustusan lalung-lalo na ang mga wants. Violation ito ng good personal finance practice.

Malalaman mo na may “K” ka na magka-credit card kung kaya mo nang bayaran nang buo ang total amount due tuwing darating ang statement of account. Ganon kasimple.

Read the articles so that you will be able to use your credit card responsibly.

Introduction to credit cards

How credit cards work

How to use your credit card

How to maximize your credit card

Credit card interest, fees and charges

Tandaan na ang loan ay ang mahal na bayad sa instant graticification at kawalan ng dispilina sa pag-iipon. So use loans, especially from credit cards with extreme caution.

vincerapisura.com


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