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Is it wise to use your 13th month pay or Christmas bonus to pay of part of a bank loan

Is it wise to use your 13th month pay or Christmas bonus to pay of part of a bank loan?

Absolutely!

This is even more relevant if the loan attracts high interest rates such as credit card debts. It is more sensible to pay high-interest bearing loans using 13th month pay or Christmas bonus compared to stashing this in low yield savings accounts.

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