“Hi, good morning, Mel!”
“Hello, Sir Vince, and welcome to Singapore.”
“Very interesting yung kinukuwento mo sa akin kanina, by the way so Mel po ang aking host dito sa Singapore, so maraming-maraming salamat. At nalaman ko na nawalan ka ng trabaho?”
“Oo, last year. Actually, the whole 2016 wala talaga akong trabaho at sumabay pa dun si husband na nawalan din ng trabaho.”
“Wow! Ok, it must have been a very difficult time.”
“It would be a very difficult time, kung siguro wala kaming paghahanda.”
“Ano yung paghahanda na ginawa ninyo that made it easy for you to weather that challenge?”
“At first, we make sure na part ng sinusuweldo namin is napupunta sa emergency fund.”
“Aside from the emergency savings, what was the source of income nung wala kayong trabaho?”
“Meron kaming mga investment na pinanggagailngan ng passive income coming from the Philippines. Hindi ganun kalalaki pero pag pinagsama-sama, enough to sustain us.”
“Ok.”
“Ginamit ko yung opportunity na wala akong ginagawa to finish my masters.”
“Oh, wow!”
“Yeah. Tumaas yung value mo as a person and hindi ka mababarat when you go back to the workforce.”
“Right. At dahil hindi ka nagaapura to get a job, you were able to get a very good deal nung nakabalik ka na.”
“Yes.”
“Mel, last words na lang. Meron ka bang gustong ibigay na advice para sa mga tagapanood natin lalo mga OFWs.”
“Ok, ang advice ko lang is habang kumikita kayo nang maganda o kahit hindi maganda mag-ipon nang mag-ipon kasi you really don’t know when the rainy days come.”
“Ok.”
“Hindi ko rin akalain na yung pagkawala ng trabaho ko will stretch to one year and then sinabayan din ng asawa ko na wala ding trabaho for one year. So ipon lang nang ipon.”
